Blog: Resources

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
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Coldwell Banker 
Crossroads REALTORS®

1158 NW Cache Rd
Lawton, OK 73507
Office: 580-248-8460
Fax: 580-248-8528
Toll Free: 800-234-0820 
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Testimonials

Stefanie consistently went above and beyond expectations throughout the entire, and stressful, process of selling my home through a short sale. Though I moved 1,100 miles away, I always felt like Stefanie was right next door. She is a great communicator, a strong negotiator, and she stuck out a multi-year process as a courtesy to me. If you want someone who will work tirelessly for you, who will have your best interests in mind, and who will treat you as though you are her only client give Stefanie a call.

I cannot comment enough about how stressful the process of a short sale can be. There are many unknowns, mountains of paperwork, and a lot of headaches. Stefanie guided me through this process in totality and I am finally able to stop worrying about owning a home a million miles away. Stefanie lowered the mortgage company's demands of me, and spoke for me on a number of matters that I had no clue about. Without her help through this process, I would've ended up owing money and being saddled with many burdens. Without Stefanie's business connections across Lawton, I would've ended up paying a ton of money to get things fixed. My home had its windows broken, issues from sitting vacant, and exterior issues that Stefanie got fixed for me for well below what I would've paid as John Q. Public.

If you want your house sold quickly, a real estate agent who isn't soft, and a person to get a job done efficiently and in a way that benefits you call Stefanie. She keeps you informed, updated, and aware of everything regarding your home and selling process. I am so glad that I had the opportunity to work with her, and you will be too.
Rick Winbigler
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 1158 NW Cache Rd - Lawton, OK 73507
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